Watch This First!

WATCH THESE VIDEOS AND YOU WILL HAVE ABOUT 90% OF THE ANSWERS THAT YOU NEED TO DETERMINE IF YOU CAN QUALIFY FOR THE HOPE FOR HOMEOWNERS PROGRAM.  THE PROGRAM GUIDELINES HAVE CHANGED, GIVE US A CALL FOR THE MOST CURRENT UPDATES.

- FHA HAS DELIVERED THE UNDERWRITING GUIDELINES TO THE UNDERWRITERS AND LENDERS ACROSS AMERICA. THE LENDERS ARE STILL DETERMINING IF THEY CHOOSE TO PARTICIPATE IN THE FHA PROGRAM.  HAVE PATIENCE!  EXPECT A 2-4 WEEK DELAY IN GETTING THE PROGRAM UP AND RUNNING WITH THE FIRST LENDERS OFFERING THE PROGRAM.  ONCE THE LENDERS HAVE DELIVERED THE PROGRAM TO US, WE WILL BE CALLING YOU INDIVIDUALLY TO START THE PROCESS.

THE BANKS AND LENDERS ARE VERY SLOW IN DELIVERING THIS PROGRAM OUT TO THE PUBLIC.  THEY HAVE DECIDED TO INTERNALLY OFFER THE PROGRAM UNDER THEIR OWN DISCRETION. MANY LENDERS ARE CHOOSING TO APPLY VARIOUS MORTGAGE LOAN MODIFICATIONS SUCH AS THE "MAKE HOMES AFFORDABLE" PROGRAM OFFERED BY FREDDIE MAC AND FANNIE MAE.  (YOU MUST HAVE ONE OF THOSE TYPE OF LOANS TO DO THAT KIND OF PROGRAM)

SOME LENDERS ARE TAKING THE GENERAL GUIDELINES OF THE "MAKE HOMES AFFORDABLE PROGRAM" AND USING THOSE GUIDELINES TO GET PEOPLE APPROVED UNDER SIMILAR UNDERWRITING GUIDELINES.  YOU CAN ASK YOUR LENDER WHAT THEY ARE DOING.

CONSIDER, CALLING US TO GET AN UPDATE TO WHAT IS GOING ON WITH THE DIFFERENT PROGRAMS.